I’m just sitting here watching a Giants game (baseball) so I figured I’d drop a line.  I woke up three separate times last night with very bad asthma problems.  For those of you who do not know, I’ve had chronic asthma since I was 3, which has placed me in the E.R. on average of a twice a year for the extent of my life.  It’s not all that bad to me (well, I’m pretty used to it) but it scares the hell out of my wife.

I woke up this morning exhausted, and I was still having difficulty breathing.  I tried to do some morning errands but the lips were going purple so my wife decided it was about time to hit up a local clinic.  We’re in between insurance at the moment so we had to pay out of pocket.

Long story short, I got the treatment I needed but walked around all day with what felt like a hangover.  If I’m going to get a hangover, can’t I at least have the fun that precedes a hangover?  Apparently not.

I couldn’t get much in the way of work done today, with the breathing problems and hangover and all.  So I finally decided to accept defeat and took the day off.  I really did not want to but I didn’t have much of a choice.

On a side note, one consequence of attending law school and racking up a ton of debt is that no one will extend credit to you.  For example, a few months back my wife and I sought a $3,000 car loan to cover the remaining cost of our car.  We didn’t need the loan, but a cushion for our savings account would have been nice.  We were denied even though both of us were working.  They told us our debt to income was too high.

Then, today, I sought a line of credit for a new laptop .  Same result.  I’ll write a more detailed post on this problem later but it’s very, very frustrating.  We pay our credit cards on time every month, never leaving a balance.  We pay our insurance and rent and loans on time every month.  And yet, we can’t seem to get a loan or a line of credit from anyone, without a 28% interest tag attached.  It’s criminal.